90s-Inspired Beach Portrait at Golden Hour

"A medium shot of a young woman with sun-kissed, glowing skin and wet, slicked-back dark hair. In one version, she is holding a translucent yellow spray bottle in one hand while grasping her damp hair with the other; in the second, she is looking directly at the camera with a playful expression, biting her lip.
Attire & Accessories:

Swimwear: A triangle bikini top featuring a blue, teal, and green paisley pattern with a delicate white crochet ruffled trim. A small silver coin-style pendant hangs from the center of the bikini.

Jewelry: A classic strand of white pearls, medium-sized gold hoop earrings, and a tiny heart tattoo visible on her inner right arm.
 
Eyewear: Small, vintage-style thin-frame oval sunglasses with dark lenses.
Setting & Lighting:
 
Environment: Standing in the clear, shallow turquoise water of a calm ocean.
 
Lighting: The warm, soft "golden hour" light of a sunset, creating a natural glow on the skin and reflecting off the ripples in the water.
 
Vibe: A casual, candid summer beach aesthetic with a "90s-inspired" fashion feel.